External Link Disclosure

By accessing this link, you will be leaving Mechanics Bank's website and entering a website hosted by another party. Mechanics Bank has no responsibility for or control over the content of that web site and does not attest to the accuracy, privacy, security, or propriety of any information located there. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Mechanics Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Mechanics Bank.


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Using the "Take Me To" links

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Online Banking's "Take Me To" feature allows you to choose what online banking page you would like navigate to when you sign in. This allows added convenience for you - navigate to a specific area for faster service!

To use the "Take Me To" feature, enter your Access ID. Then from the drop down menu, choose your destination and click "Log In." Once you log in, you will be taken to your chosen page.

The default to the "Take Me To" feature is Account List, which is the Online Banking home page. Other options include: Express Transfer, Primary Account Summary, Stop Payments, User Options, Nicknames, Transaction Search, and Transaction Export.

Where do I enter my password?

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We are changing the way you sign in to Online Banking to better safeguard the privacy and security of your personal information. Previously, you signed in to Online Banking using your Access ID and Password. From now on, you'll also use your Enhanced Online Security feature, which consists of an authentication image and authentication pass phrase. Here's how this new service will work:
  • You'll enter your Access ID and click the Log In button.
  • On the next page, your authentication image will then be displayed. If you recognize your authentication image, you'll know you can safely enter your Password. If you don't recognize your authentication image and pass phrase when you log in, do not enter your password.
  • Your authentication image and pass phrase helps you know for sure that you are at the valid Mechanics Bank website.
NOTE: If you have not yet created your personalized authentication image and pass phrase with our Enhanced Online Security feature, you will be prompted to do so before you can sign in to Online Banking.
 
I'm a Mechanic - Joe Fisher







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Personal Loans


Appropriate lending support tailored to your specific needs is an essential element of our full-service relationship banking philosophy. We provide a wide variety of loans to meet your personal financing needs. From lines of credit and asset-based financing, we will structure a custom package specifically to meet your requirements.

We can assure you that your request for a loan will be reviewed by a local Loan Officer. We can guarantee you local service because we are a bank rooted in the community ... we don't have an out of state loan office. And because we have one of the longest tenured staffs in the business, there is an opportunity that you may work with the same Loan Officer for years. This serves as a distinct advantage of working with Mechanics Bank ... We know you, you know us.

We view extending credit, whether it is a credit card, an auto loan, a new home loan or a home equity line of credit as an important responsibility of a community bank. We are proud that for nearly a century we have been helping individuals, families and businesses accomplish their financial goals. Relationship banking is an advantage for you and for us.

The more we work together to meet your financial needs, the better we can serve you by knowing which products and services best fit your needs at any given time.


Personal Loan

Service Description

Auto / Boat / RV Loans

We can make the purchase of your next auto, boat, or RV easier with pre-approval for qualifying customers.


Credit Cards

You'll find that, feature for feature, Mechanics Bank provides one of the best values in credit card convenience. These benefits make shopping, entertaining, travel and paying bills easy; safe and convenient.


Home Equity Line of Credit

If you have a substantial amount of equity in your home, an Home Equity Line of Credit provides you with the optimum amount of convenience.

Home Equity Loans

A Mechanics Bank Home Equity Loan has a fixed repayment term and fixed interest rate.


Home Loans / Mortgages

Let us help you purchase or refinance your home. Priority Home Loan Pre-Qualification is the best way to make shopping for a new home as pleasurable as possible.

Secured / Unsecured

For more information on our secured and unsecured personal loans, please contact us at 1-800-797-MECH (6324) or visit one of our office locations.


Equal Housing Lender Equal Housing Lender