External Link Disclosure |
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By accessing this link, you will be leaving Mechanics Bank's website and entering a website hosted by another party. Mechanics Bank has no responsibility for or control over the content of that web site and does not attest to the accuracy, privacy, security, or propriety of any information located there. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Mechanics Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Mechanics Bank. |
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Using the "Take Me To" links |
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Online Banking's "Take Me To" feature allows you to choose what online banking page you would like navigate to when you sign in. This allows added convenience for you - navigate to a specific area for faster service! To use the "Take Me To" feature, enter your Access ID. Then from the drop down menu, choose your destination and click "Log In." Once you log in, you will be taken to your chosen page. The default to the "Take Me To" feature is Account List, which is the Online Banking home page. Other options include: Express Transfer, Primary Account Summary, Stop Payments, User Options, Nicknames, Transaction Search, and Transaction Export. |
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Where do I enter my password? |
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We are changing the way you sign in to Online Banking to better safeguard the privacy and security of your personal information. Previously, you signed in to Online Banking using your Access ID and Password. From now on, you'll also use your Enhanced Online Security feature, which consists of an authentication image and authentication pass phrase. Here's how this new service will work:
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Corporate BankingPRODUCTS & SERVICES
CORPORATE SOLUTIONSSpecial AnnouncementsCash Management Solutions The ability to analyze your business’s cash position and then act on that information quickly is essential to running your business. Learn More   |
 
Commercial Real EstateMechanics Bank has a long history and substantial expertise in financing various property types for different purposes. We provide construction loans, investor finance and loans for owner users. We are an active lender to real estate developers who seek to extend their wealth through the development and long term ownership of real estate in Northern California. The bank is a diversified lender and finances apartments, retail shopping centers in urban and suburban locations, distribution warehouses, manufacturing facilities, R&D buildings and mini-storage units. We have experience in financing golf courses, wineries and vineyards. Our typical structure allows for the construction of new properties with a conversion of the construction loan at completion and stabilization of the property to a permanent loan. The structure depends upon your need. Interest rates are competitive and based upon treasury securities. Terms may be either fixed or adjustable. Amortization structures are designed to suit your cash flow requirements and to stabilize to the extent possible the cost of carrying debt burden relative to revenue fluctuations. Typically we deal with borrowers who configure as partnerships, LLCs, corporations or simply individuals. Our geographic region of interest includes all of the contiguous San Francisco Bay Area Counties, Napa, Sonoma and Solano Counties, and the Sacramento region. We have experienced real estate lenders in each of our Corporate Banking Offices who are fully competent to discuss transactions from the simple to the complex.
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Equal Housing Lender 
